Pre-Construction Condo Investment Fundamentals
It doesn’t matter if you are a first-time buyer or an accredited investor, all of the information you need to know about investing in pre-construction properties is below.
Most Frequently Asked Questions
Calgary
Pre-Construction
Real Estate Investing
Mortgage Disability Insurance - How It Works
When it comes to protecting yourself against lost income due to disability, it’s important to understand the difference between mortgage disability insurance and traditional disability insurance.
Rent Control Across Canada
Rent control is a balancing act between protecting renters’ rights and encouraging landlords to supply and maintain rental housing. Canada’s rent control framework is fragmented and the exact rules differ by each province and territory.
Mortgage Life Insurance - How It Works
Mortgage life insurance is a type of policy designed to pay off your mortgage if you pass away during the term of your loan. While it offers peace of mind that your loved ones won’t be burdened with mortgage debt, it's important to compare it to other options to ensure you’re getting the best value and flexibility.
Why Every Canadian Real Estate Investor Needs Landlord Insurance
Learn how landlord insurance shields your rental property, offers tax benefits, and supports long-term growth as your portfolio expands. Protect your investment, meet mortgage requirements, cover liability risks, and safeguard your cash flow.
Condo Fees Simplified: Why They're Worth It
Confused about condo fees—from what condo fees cover to why they sometimes go up. Whether you're a first-time buyer or a real estate investor, this guide will help you understand how fees are calculated, what impacts them, and how to spot a well-managed condo community.
Why Happens If You Do Not Close On Your Pre-Construction Condo Purchase?
In pre-construction purchases, not closing on your unit is a serious default with major legal consequences. Don’t lose your deposit - read this first.
Truman Homes - Calgary’s Largest Developer
For over 35 years, Truman has been building properties of exceptional quality and distinguished craftsmanship in Calgary and the surrounding areas.
Who Pays Utilities for a Rental Property?
New landlords often ask, “Who pays for utilities?” While you’re responsible just after closing—you can shift that cost to your tenant with the right lease setup. Don’t let utilities eat into your cash flow—follow these simple steps to protect your bottom line.
Vendor Take-Back Mortgages (VTB) - How Do They Work?
A Vendor Take-Back (VTB) mortgage is when the seller finances part of the purchase, acting as the lender. It’s a strategy sometimes used by real estate investors to close deals when traditional financing falls short.
Reference # Vs. Legal Unit # Vs. Municipal Address in Pre-Construction
When buying a pre-construction property, it’s easy to get confused by the different numbers and addresses you’ll see on contracts and documents. Learn the differences and what each means for buyers in this simple guide.
Why A Mortgage Pre-Approval is A Must for Pre-Construction Buyers
Mortgage pre-approval is a key requirement when buying a pre-construction condo. It shows developers you can afford the purchase, helps you plan deposits, protects you against interest rate changes, and reduces the risk of default. For buyers, it’s an essential step to secure financing and avoid costly surprises at closing.
Why You Should Always Have a Lawyer Review Your Pre-Construction Contract
Buying a pre-construction property can be exciting but before you sign on the dotted line, there’s one step you should never skip: having a real estate lawyer review your contract.

